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Performance & Credit Rating Scheme

Ministry of Micro, Small & Medium Enterprises

This scheme seeks to establish independent, trusted third party opinion on capabilities and credit-worthiness of MSEs, and makes credit available at attractive interest rates and will ensure better productivity. Under this scheme (as per the turnover of the MSE) a percent of Rating Agency charges are reimbursed by Ministry of SSI.

Scheme Benefits & Highlights
  • The fee to be paid to the rating agencies shall be based on the turnover of the Small-Scale Units which has been categorized into three slabs. The slabs of the Turnover and the Share of Ministry of SSI towards the fee charged by the Rating Agency is as follow: 

Turnover of MSE Re-imbursement of fee through NSIC:

  • 1. Up to Rs. 50 lakh - 75% of the fee or INR25,000 (whichever is less)
  • 2. Above Rs. 50 to 200 lakh - 75% of the fee or INR30,000 (whichever is less)
  • 3. More than Rs. 200 lakh - 75% of the fee or INR40,000 (whichever is less)

More details are available here


Recognised MSMEs are eligible.

More details are given at:

Application Form and Process

The application forms will be available at all the offices of NSIC and with the empanelled Rating Agencies. The forms will also be made available at the website of NSIC, IBA and the Rating Agencies. Interested Small Industries Associations will also be requested to make available the Application Form from their website. Any SSI unit wishing to apply for rating will have to fill up the prescribed application form and submit the same to NSIC or the rating agency chosen by it.

More details are given at:

Contact Details

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