Swarojgar Credit Card (SCC) Scheme was introduced in September 2003 for providing adequate, timely and uninterrupted credit, i.e., working capital including consumption needs and/or block capital requirements to the small artisans, handloom weavers and other self -employed persons including micro-entrepreneurs, SHGs, etc., from the banking system in a flexible, hassle free and cost effective manner.
The Scheme is to be implemented by all Commercial Banks, RRBs, State Cooperative Banks/ DCCBs/PACS, SCARDBs/PCARDBs and Scheduled Primary Cooperative Banks.
Opening a Savings Banks Account is not a pre-condition under this scheme, however if the burrower wants an account, then he can apply for the same.
Micro-entrepreneurs, Mall artisans, Handloom weavers, Service sector, Fishermen, self employed persons, rickshaw owners, other micro-entreprises, etc. are eligible.
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