The purpose of this scheme is to help Artisians and Craftpersons in meeting their working capital (making products as per the demand in the market) and fixed capital requirement (machineries, equipments and tools).
As per the National Commission of Minorities Act, 1992, Artisians in the notified Minorities are Muslims, Christians, Sikhs, Buddhists, and Parsis. Subsequently, Jains community was also added into the list of notified Minority Communities in January, 2014. Additionally
1. Artisans covered under Credit line-1 (http://nmdfc.org/Index1.aspx?lid=43&lsid=70&pid=52&lev=3&langid=1) with annual family income of Rs 81,000 in rural areas and Rs 1.03 lacs in the urban areas.
2. Preference will be given to artisans participating in Hunar Haat exhibitions organised by MNDFC
Artisans already sponsored under the concession credit scheme of the Government will not be eligible to again avail loan under this scheme.
Respective State Channelizing Agencies (SCAs) nominated by respective State/UT Government implemet this scheme. Generally each Channelizing Agency has an office at district level where the beneficiary is required to make formal application.
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